Krakow - Post Report Question and Answers
Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?
I pay for almost everything using my credit card on my iPhone, and I have a local bank account that I can BLIK to someone else's account when a vendor doesn't accept cards at a market. I use cash very infrequently, but if I need it, I only pull cash from the consulate cashier or an ATM attached to a bank. There are a lot of high-fee ATMs hanging around to take advantage of tourists. I also always get asked if I want to pay with my credit card in Zloty or in Dollars, and I always choose Zloty because the Dollars option usually includes a 10% convenience fee. - Jun 2024
We were fine with credit cards. We did make a point of going inside banks for ATM's. - Nov 2016
We found it to be perfectly safe to use our credit card at local restaurants. They swipe the card at your table. We mostly got cash through the Consulate. - Mar 2014
Most restaurants accept credit cards. - Apr 2013
I used my credit card all the time when buying groceries, but you have to make sure and ask before assuming that the place takes them. - Sep 2011
It is fine and safe, although some places expect you to have a Euro credit card with the pin and chip. Not all places will take credit cards, so check first. - Aug 2011
