Chiang Mai - Post Report Question and Answers
Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?
There are a few smaller restaurants that only take cash and most stores will have a 300 or 500 baht credit card minimum (approximately $10-15), but credit cards are almost universally accepted and very safe to use. ATMs are everywhere and also very safe. - Mar 2019
I use credit cards and ATMs without worry. In three years, I haven't had a problem. Some official Americans prefer to get cash from the U.S. Consulate. - May 2007