Karachi - Post Report Question and Answers
Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?
It is best to use cash. Credit cards and ATM cards should only be used at reputable retailers. Identity theft is not as prevalent in Karachi as it is in the U.S., but be mindful of your use of plastic when paying for things. - Aug 2015
I avoid using credit cards unless for an air ticket, or if I was traveling, at one of the reliable hotels. ATMs in most places seem to work okay, but I have only ever used them within the confines of one the secure hotel compounds - I would never use them anywhere else. - Jun 2014
Credit cards are accepted at all the supermarkets we are allowed to go to (but they don't always work). Bank of America, Capital One and Chase credit cards do NOT work in the commissary or at the club. SDFCU cards and USAA cards seem to do okay everywhere. There is an ATM inside the residence building, but it is often out of cash because everyone who works in the consualte uses it and there's only one. There is, however, a cash-checking person in the consulate every day. Basically, bring a check book. It's accepted at the commissary, and it is the most reliable way to get cash. You will most likely need cash whenever you venture outside. - Mar 2013
There is a Citibank ATM in the Staff Housing. - Sep 2011
