Havana - Post Report Question and Answers
Are credit cards widely accepted and safe to use locally? Are ATMs common and do you recommend using them? Are they safe to use?
No, paying for things in Havana is complicated with Cuban pesos, the MCL card with euros or US dollars added, and the CUP card (pesos). Each establishment is a bit different so far I have been able to pay in Cuban pesos but I ask to make sure. You can get a pre-paid MCL card at some of the hotels and the airport. Credit cards are not accepted and no ATMs. - Jul 2023
Cash only. - Oct 2017
For Americans, that still isn't possible. - Jan 2016
If you are from the U.S. you cannot use credit cards or ATMs. Europeans and Canadians use them, but have to be vigilant for unexplained charges on credit cards. - May 2014
N/A for Americans. Cards can be used by other nationals if not issued by, associated with or a subsidiary of an American bank. Double check before swiping. - Aug 2013
It's a cash economy, and not only for Americans (who are unable to use credit or cash cards). - Jul 2011